Understanding Disability Law
The number of people suffering a career-ending disability seems to rise every year. Or maybe it’s just a case of more people who are injured are realizing that they are entitled to disability benefits and are making claims against the social security administration as well as private insurers. Whatever the case, there is a steady stream of people attempting to understand long term disability laws .
Unfortunately, these laws are far from easy to understand, let alone apply. It should be simple enough to prove that a worker is disabled and entitled to the appropriate benefits. However, insurance companies seem to be in the business of denying claims, not honoring their obligation to employees who have consistently paid their premiums. They will do whatever they can to avoid fraudulent claims, even if it means denying legitimate claims from workers who really need the financial support.
The complexity of disability law is due to the fact that there are both federal and state statutes that must be applied to a given claim. These laws determine eligibility and well as set out the requirements for proving an injury is truly disabling and that the prognosis is long-term or permanent. Employees must also prove that they are unable to learn a new job in order to qualify. Each of these areas is fraught with nuances and judicial interpretation which is why it’s probably a good idea for anyone experiencing a serious or permanent disability to consult with a qualified attorney in order to ensure a smooth claim process.
01.12.11Solar Rebates Available in California
The state of California has long been known for it’s cutting edge outlook with regards to the environment. For evidence of this trend, look to the ongoing California Solar Initiative, or CSI for short. Rather than offering one program to promote the use of solar energy in the state, CSI is a group of programs, partnerships, and incentives designed to encourage conversion.
Affectionately known as the Million Solar Roofs campaign, the initiative offers a variety of California solar power rebates to residential houses as well as businesses, farms, schools, and government organizations that switch from conventional electricity to solar power. Because energy delivery is tied to individual utilities, the programs available vary from one service area to the next. Home and business owners should contact the CSI office or their local electric company to find out what rebates and programs are available in their area before making any changes to their property.
CSI runs through 2016 and provides incentives and rebates for new construction as well as converting existing buildings. The objective is to have three thousand megawatts of solar electricity created by the program’s end. There are also programs to encourage research and development of new solar technologies. An added benefit of the Initiative is the creation of thousands of new green jobs.
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